In most banking organizations, the commercial lending business unit operates under significantly different processing and compliance rules from other lending groups. Most differences are found in the actual loan products, origination processes, and servicing / post-close processes which tend to be complex in nature and unique from loan-to-loan and customer-to-customer.

With most commercial loan files averaging in excess of 1,000 pages, this processing complexity can slow loan turnaround and erode margins.

In contrast, our Commercial Lending solutions facilitate more profitable lending in less time through:

• Capturing incoming loan document during origination, post-close, and servicing processes
• Initiating workflow processes upon the receipt of a loan file, document or event in external systems, such as loan payoff or out of balance notes in the servicing system
• Supporting complex, hierarchical loan document structures such as cross-pledged collateral from borrowers and guarantors associated with more than one loan
• Identifying and proactively managing financial risk exposure through risk profile, exception, collateral, and tickler management